“How to Protect Your Bank Account on Mobile Devices”

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Stay Safe with Your Banking Apps: Essential Tips

Banking apps offer convenient access to your accounts and useful safety features like notifications and real-time alerts. However, this convenience comes with added risks. Here are some steps to help keep your device and bank account secure.

1. Be Careful When Downloading Apps

While the Apple App Store and Google Play Store review apps for safety, malicious apps can still slip through. These apps might appear in top lists, giving a false sense of security. Always download apps from the bank’s official website link and consider running antivirus scans on your devices.

2. Don’t Click on Unexpected Links

Be cautious of links in text messages, emails, or social media. Scammers often impersonate banks or well-known companies to trick you into clicking on malicious links. Always type the website directly into your browser instead of using a link.

3. Keep Your Device and Apps Updated

Regularly updating your device and apps is crucial as companies release security patches to counter new threats. Enable automatic updates on your Android or Apple device to stay protected.

4. Be Cautious When Using Public Wi-Fi

Although most websites now use encryption, it’s safer to use your phone’s network for banking apps. If you must use public Wi-Fi, consider using a virtual private network (VPN) for added security.

5. Automatically Turn off and Lock Your Device

Ensure your device locks automatically after a short period of inactivity. This prevents unauthorized access if your device is lost or stolen. Review your settings to enable screen locking and be mindful of your surroundings to avoid shoulder surfing.

Use Basic Security Measures to Stay Safe on Every Platform

Some basic security measures are essential for all online accounts, not just banking apps:

• Use strong and unique passwords: Avoid reusing passwords across different sites to prevent breaches.
• Turn on multifactor authentication (MFA): MFA adds an extra layer of security by requiring a code sent to your phone or email.

Setting up bank account alerts for large transactions or low balances can also help you detect suspicious activity early.

The Bottom Line

Identity protection programs with financial account monitoring can alert you to suspicious activity. For comprehensive protection, consider an Experian IdentityWorks℠ Premium or Family plan.

For any mortgage service needs, call O1ne Mortgage at 213-732-3074. We’re here to help you with all your mortgage requirements.

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