What Are the Requirements for Getting a Loan With West Covina Mortgage Loans?gkfoury2376December 31, 2024How West Covina Mortgage Loans Works A What Are the Requirements for Getting a Loan With West Covina Mortgage Loans? While the approval process is tailored to each applicant, here are some general requirements: Your monthly expenses should ideally be no more than 45% of your monthly income. You’ll need to provide proof of a stable two-year work history and traceable assets. Most loans require a credit score of 620 or higher, though some programs accept scores as low as 580. An independent appraisal is typically required to finalize the loan. Related Permalink Related