Physical Address
304 North Cardinal St.
Dorchester Center, MA 02124
“`html Consumer Credit and Finance Education At O1ne Mortgage, we prioritize consumer credit and finance education. This post may contain links and references to one or more of our partners, but we provide an objective view to help you make…
“`html Can You Refinance With Late Mortgage Payments? If you’re behind on your monthly mortgage payments, you’re not alone. According to the Mortgage Bankers Association, delinquency rates increased to 3.62% in the third quarter of 2023, indicating many homeowners are…
“`html Building Credit from Scratch: A Comprehensive Guide Finding a lender to approve you for a loan can be challenging if you’re new to credit or “credit invisible.” Credit invisible consumers lack sufficient payment history reported to the credit bureaus…
“`html Total Auto Debt Climbs to $1.51 Trillion According to Experian data, drivers owed $1.51 trillion on cars, motorcycles, and other personal vehicles as of the third quarter (Q3) of 2023. This marks an increase of $108 billion over 2022.…
“`html Is Car Insurance Required for Title Transfers? A car title is a legal document proving ownership of a vehicle, and it must be transferred to the new owner whenever the car is sold. The process varies by state, and…
“`html Understanding Balance Transfer Denials and Alternatives At O1ne Mortgage, we prioritize consumer credit and finance education. This post aims to provide an objective view to help you make the best decisions regarding balance transfers. For any mortgage service needs,…
“`html In This Article: Evaluate Your Debt and Finances Limit New Credit Purchases Look for Ways to Increase Your Income Consolidate or Reduce Your Monthly Payments Select a Debt Payoff Strategy Keep Track of Progress Learn How to Use Credit…
“`html 5 HELOC Trends in 2024 Home equity lines of credit (HELOCs) allow you to access the equity in your home through a flexible credit line. With interest rates expected to drop in 2024, variable-rate HELOCs might remain a popular…
“`html When Are Taxes Due in 2024? The deadline to file your 2023 individual tax return is April 15, 2024 (or April 17 if you live in Maine or Massachusetts). If you need more time, you can request a six-month…
“`html Overall Debt Levels Slow but Still Increase Consumers in the United States owed $17.1 trillion in total debt as of the third quarter (Q3) of 2023, according to Experian data. This represents a 4.4% increase from 2022’s $16.38 trillion…
